Start with your everyday life
Write down what your home needs to make easier: the morning commute, working from home, hosting friends or spending more time outside. Separate essentials from the things you can change later.
Understand your comfort zone
Speak with a mortgage professional before shopping. Compare a payment you can technically qualify for with one you can comfortably live with. Include strata fees, property taxes, insurance, utilities and a maintenance reserve.
Look beyond the listing
Walk the neighbourhood and revisit it at another time of day. Ask for the documents that apply to the property. An inspection, strata review and professional advice can help you understand what you’re buying.
Make the offer fit the situation
Review price, dates, deposit and subjects with your real estate professional. Get legal advice on the contract and closing. Keep copies of your important documents and a checklist for the move.
Your next step, made simpler.
Bring your questions to Jay. For lending, legal or tax decisions, confirm your situation with a qualified professional.
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